How Do Payday Loans Affect Borrowers? Evidence from the U.K. Market (with John Gathergood & Stefan Hunt) Review of Financial Studies, 32 (2), 496–523, 2019.
- Reprinted in Society for Financial Studies Virtual Issue on Debt.
Tracking and Stress-Testing U.S. Household Leverage (with Andreas Fuster & Andrew Haughwout) Economic Policy Review, 24 (1), 35–63, 2018.
VoxEU/CEPR interview on these two COVID-19 papers:
The English Patient: Evaluating Local Lockdowns Using Real-Time COVID-19 & Consumption Data (with John Gathergood) CEPR Covid Economics, 64, 73–100, 2021.
Levelling Down and the COVID-19 Lockdowns: Uneven Regional Recovery in UK Consumer Spending (with John Gathergood, Fabian Gunzinger, Edika Quispe-Torreblanca, & Neil Stewart) CEPR Covid Economics, 67, 24–52, 2021.
The Semblance of Success in Nudging Consumers to Pay Down Credit Card Debt (with Paul Adams, Stefan Hunt, David Laibson, & Neil Stewart), 2018 (EMAIL FOR 2023 VERSION). Submitted.
Weighing Anchor on Credit Card Debt (with Jesse Leary & Neil Stewart), 2018.
A Share Too Far: How Data Innovation Unraveled U.S. Credit Card Information Sharing (with Andrés Shahidinejad)
A Guide to Consumer Credit Reporting Data (with Christa Gibbs, Donghoon Lee, Scott Nelson, Wilbert van der Klaauw, & Jialan Wang)
Dynamic Heuristics: Consumer Responses to Gas Prices